ERISA Disability Denials
Many people have disability insurance through their employer. If, the insurance company has denied your claim, you can still pursue payment from the insurance company under ERISA law. While this is different than what you can pursue if you had purchased your own disability insurance policy, you still have recourse to recover the proceeds you deserve.
You and your family do not have to suffer from a wrongful denial by a disability insurance carrier. Their decision is not the final authority on whether you deserve proceeds from your disability insurance policy. Our California ERISA Disability Attorneys have the experience and knowledge necessary to fight the insurance company’s decision and obtain money for you and your family to move forward.
Adjusting to your ‘New Normal’
We know that if you’ve suffered a disability, you are handling a lot right now – adjusting to your new normal, figuring out how to pay your bills, deciding what your future will look like – and the last thing you need is to find out the insurance company is not providing the much-needed funds you are counting on to cover your inability to work. Let us take that off your plate so you can focus on yourself and your family.
Sometimes insurance companies will outright deny your claim – this is likely due to an unfair and unreasonable denial. Other times, the insurance company will delay payment. Even though it’s not a denial, this can be devastating to your livelihood and your family. Delay of those proceeds could prevent you from being able to pay your mortgage. Similarly, the insurance company may underpay the claim – they may give you some amount of money but not what you deserve, not what you need. We know you need the full amount of the money you are owed and you need it as soon as possible.
Don’t let your future suffer and don’t let your loved ones suffer. Do not accept a denial of your valid righteous claim by the insurance company. Disability is the leading cause of personal bankruptcies; it causes almost half of all mortgage foreclosures. And disabilities are common – 1 in 6 American families have at least one adult is who disabled and unable to work. Don’t risk your home and your assets because someone at an insurance company told you “No”.
Take action now with no upfront payment
If your insurance policy is not through your employer or not covered under ERISA, we can still assist you with your private disability insurance denial as well. Come in to meet with an experienced attorney in ERISA disability insurance denials in California to understand your rights and the paths to recovering those funds. It could be the difference between losing your home and maintaining your standard of living, between feeding your family and struggling to make ends meet.
We know your disability is likely already putting you through a financial hardship and we recognize that. We take these cases on a contingency basis – that means you don’t have to pay a dime until we recover money on your behalf. Get started with your free consultation or call us at (877) 664-5407.