PROVEN RESULTS

Insurance Claim Dispute Results


An Optical Designer received $1,800,000 after an insurance company unreasonably terminated his claim for disability benefits.

Michael B. Horrow represented an Optical Designer who became totally disabled due to degenerative disease in his back and hips. He had purchased private disability insurance for financial protection if he ever became physically unable to practice his occupation. Due to the severe pain caused by his conditions, he was unable to continue working in his occupation.

$1,800,000


A man diagnosed with Fibromyalgia received $600,000 after an insurance company wrongfully denied his claim for disability benefits.

Michael B. Horrow represented a Senior Manager IT Consultant who became totally disabled due to Fibromyalgia. He was a participant in an employee benefit plan regulated and governed under ERISA. As his symptoms progressed, he became unable to perform his occupation due to the progressive decline in cognitive function. When his claim for long term disability benefits was denied by the insurance company, Mr. Horrow took on the case.

$600,000


A California corporation received $1,100,000 after an insurance company wrongfully denied its claim for benefits.

Michael B. Horrow represented a California corporation that was wrongfully denied benefits under a product recall insurance policy. It had purchased the insurance policy for financial protection in the event there was a loss due to product tampering or product contamination. After paying policy premiums for over a year, product contamination was identified. When its claim for recall benefits was denied, Mr. Horrow fought to recover the benefits.

$5,250,000


A lawyer receives $1,100,000 after own-occupation disability insurer wrongfully denies traumatic brain injury as a disability.

A lawyer who suffered a traumatic brain injury in a severe car accident- filed a disability insurance claim for own occupation disability benefits. After the insurance company denied his claim, Mr. Horrow filed the lawsuit to take on the fight and recovered a total of $1,100,000.

$5,000,000


A woman received $1,000,000 after an insurance company wrongfully denied coverage for breast cancer testing.

Michael B. Horrow represented a woman whose insurance company unreasonably denied her coverage for breast cancer testing. The insurance company wrongfully refused to provide coverage for testing based upon an internal assessment that such testing was not medically necessary, despite the her physician’s order. Nearly one year later, she was diagnosed with invasive breast cancer.

$4,500,000


A periodontal surgeon suffered a severe hand laceration and digital nerve injury to his dominant hand. He received $1,000,000 after an insurance company wrongfully denied his claim for disability benefits.

Michael B. Horrow represented a periodontal surgeon who became totally disabled due when he suffered a traumatic hand laceration and digital nerve injury. He had purchased private disability insurance for financial protection if he ever became physically unable to practice as a periodontal surgeon. After his claim was denied, Mr. Horrow filed a lawsuit and recovered $1,000,000.

$4,500,000


A senior manager totally disabled due to Fibromyalgia and Chronic Fatigue Syndrome received$650,000 settlement for ERISA-governed wrongfully denied disability claim.

Michael B. Horrow represented a Senior Manager who became totally disabled due to Fibromyalgia and Chronic Fatigue Syndrome. He was a participant in an employee benefit plan regulated and governed under ERISA. As his symptoms progressed, he became unable to perform his occupation due to cognitive impairment and weakness. When his claim for long-term disability benefits was denied by the insurance company, Mr. Horrow took on the case.

$4,500,000


A self-employed Certified Public Accountant received $500,000 after an insurance company wrongfully denied his claim for disability benefits.

Michael B. Horrow represented a Certified Public Accountant who became totally disabled due to ocular eye pain, eye fatigue, eye spasms, headaches, insomnia, chronic conjunctivitis, and depression. He had purchased private disability insurance for financial protection if he ever became physically unable to practice as a Certified Public Accountant. After paying disability for twelve (12) years, the insurance company wrongly and arbitrarily terminated his claim and stopped paying him benefits.

$4,500,000